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OUR FINANCIAL PLANNING PROCESS

Step 1: Current Status and Client Goals

We take the time necessary to understand your unique situation, including life stage, values and family dynamics. 

We want to know not only your goals and aspirations but also your preferences and concerns. 

We work with you to assess your current situation and begin to identify how we can help your pursue your goals. 

Step 2: Develop Holistic Financial Plan

We draw on Mr. Steiner's experience as a CFP, Attorney and CPA to develop a holistic plan that incorporates many relevant issues and serves as a roadmap to pursue your goals: 

  • Retirement, Estate, Tax, and Business Succession Planning
  • Asset Protection and Risk Management
  • Charitable and Gifting Strategies
  • Social Security/Medicare/Medicaid
  • Tax-Advantaged Accounts (e.g. Traditional and Roth IRAs, HSAs)
  • Employee Benefits (e.g. 401k, Pension, Options, Deferred Comp)
  • Advanced tools (e.g. GRATs, SLAT, CRUTS)
  • Others as necessary

Step 3: Implement Plan

We are a fiduciary so we must act your best interest.

We are independent so we are not tied to any single company and can recommend the best solution for your situation: 

  • Stocks, Bonds, Mutual Funds, ETFs
  • Life, LTC, Disability Insurance
  • Annuities
  • Alternative Investments (e.g. Private Equity, Hedge Funds, REITs)

We collaborate with attorneys and CPAs as necessary to implement your plan. 

Step 4: Service/Monitor/Revise

Our goal is to make wealth management as easy and enjoyable as possible for you.

We communicate and meet regularly with you, monitor investment results, stay abreast of changes in taxes, laws and solutions and proactively make recommendations. 

We also provide family office services, which allow us to serve as your single point of contact for many issues that may arise. These services can save you time and frustration.